Home » SR-22 Insurance State Guide

Written by:

Elijah Black

Lead Insurance Writer

Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications and websites across the United States.

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Written by Elijah Black

Lead Insurance Writer

Reviewed by:

Rachael Brennan

Licensed Auto Insurance Agent

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan

Licensed Auto Insurance Agent

UPDATED: Nov 2, 2020

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What is SR-22 Insurance for Delaware?

SR-22 insurance, also called a SR-22 financial responsibility form, is a very specific type of insurance. It shows the Delaware authorities that the driver is financially responsible for liability coverage in Delaware. It is filed with Delaware DMV or Department of Motor Vehicles. The company that underwrote the policy issues it, but the driver is ultimately responsible.

Six major factors affect car insurance rates in Delaware. Which auto insurance factors will affect SR-22 rates the most? Typically that’s a DE DUI.

Who needs SR-22 Insurance in DE?

Drivers who have bad driving records need the SR-22. In Delaware, no SR-22 is required. However, if another state has required you to have one, you should continue to carry it while in the state of Delaware. If your license is suspended for not carrying the proper forms in another state, it can also result in your Delaware privileges being suspended. Minimum requirements for coverage in Delaware are $15,000 for injury of one person, 30,000 for total injuries during a single collision, and $10000 for property damage.

Are There Different Types of Delaware SR-22 Forms?

There are not different forms of SR22’s in Delaware as they are not required.

Is SR-22 Car Insurance Required in Delaware?

An SR-22 is not required in Delaware. If you were made to carry one in another stare, you must continue to do so in Delaware. Failure to maintain your SR-22 auto insurance can result in your license being suspended from the state that requires you to have a SR-22 car insurance form on file.

How Do I File a Delaware SR-22 Car Insurance Form?

Since one is not required in Delaware, you will need to file in the state that your license was issued from. Carry at all times and leave in car just in case law enforcement stops you. Each individual state varies on requirements, check with your DMV for information on your local laws.