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Written by:

Elijah Black

Lead Insurance Writer

Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications and websites across the United States.

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Written by Elijah Black

Lead Insurance Writer

Reviewed by:

Rachael Brennan

Licensed Auto Insurance Agent

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan

Licensed Auto Insurance Agent

UPDATED: Nov 2, 2020

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What Is Connecticut SR-22 Car Insurance?

A Connecticut SR-22 car insurance filing is often required for drivers who have lost their licenses due to DUI or other legal infractions in order to have their licenses reinstated. The Connecticut SR-22 car insurance form is a document verifying that the licensed individual carries at least the minimum amount of coverage required in the state of Connecticut – $20,000 in personal liability coverage per injured person, $40,000 in personal liability maximum per incident, and $10,000 in property damage liability per incident. A Connecticut SR-22 car insurance filing is separate from the normal proof-of-insurance documents provided by insurance carriers, but serves much the same purpose, providing the state of Connecticut with a means of more closely keeping track of Connecticut insurance policies.

Six major factors affect car insurance rates in Connecticut. Which auto insurance factors will affect SR-22 rates the most? Typically that’s a CT DUI but it could be in constant influx because of road violations, tickets, and other infractions that add up.

Who in Connecticut needs SR-22 Insurance?

Connecticut SR-22 auto insurance filings are mandatory for drivers who have had their licenses revoked, before these drivers can have their licenses reinstated. Drivers who are considered high-risk (i.e. drivers who have previously been ticketed for failure to carry state-minimum auto insurance), can also be required to complete Connecticut SR-22 car insurance filings. Such drivers may be required to file SR-22 forms even if they do not own vehicles.

Are There Different Types of Connecticut SR-22 Insurance Forms?

There are two types of Connecticut SR-22 forms. Vehicle owners must file Owners SR-22 forms. Those who do not own their own vehicles must file Non Owners SR-22 forms, verifying that they carry policies that provide, at least, the minimum amount of coverage for any vehicle they may drive.

Is SR-22 Insurance Required in Connecticut?

In Connecticut, insurance companies are required to notify the Connecticut Department of Motor Vehicles of any insurance policy lapses or cancelations. However, those drivers deemed to be high-risk drivers and those who have had their licenses revokes must still complete Connecticut SR-22 auto insurance filings.

How Do I File a Connecticut SR-22 Form?

Connecticut SR-22 forms must be filed through the insurance provider and can be obtained for a small fee (amount varies by provider). All SR-22 forms must be submitted electronically to the Connecticut Department of Motor Vehicles. The CT DMV does not accept filings by fax or mail, and will not accept photocopied documents. Getting started with your SR-22 filing is easy. Simply submit your information here and begin comparing affordable Connecticut SR-22 car insurance quotes today